Competitive Pricing
Year-round coverage, but with rates that take into account mostly seasonal use. Also, save on your auto policy with great savings with multi-line discounts
Coverage
Extensive Recreational and Motorcycle coverage option options that include: Roadside assistance, Trip interruption coverage, Equipment and accessory coverage, And more.
24/7 Claims
Our award-winning Farmers Claim Services is open 24 hours a day, 7 days a week to process your claim, guide you through the process, and get you back out there as soon as possible.
View Our Extensive Coverage Options for your Favorite Toy
Our Motorcycle Insurance Has You Covered:
Your motorcycle needs an insurance coverage that will take care of it like you do. Lucky for you, we can help you choose the right motorcycle insurance policy for your motorcycle, so you can go out and enjoy the ride while someone else takes care of the paperwork!
What We Cover
Our specialized Motorcycle policy provides outstanding standard and optional coverage, including coverage for accessories, safety-related gear, and much more. We accept a wide variety of motorcycles, including: Cruisers, Touring bikes. Sport cycles, Trike conversions, Custom cycles, Classic bikes, And more!
Optional Equipment Coverage
$3,500 covers your optional equipment and is included with comprehensive coverage. (You can also increase your limits on Optional Equipment Coverage up to $15,000, which is great for custom painting, chroming, sidecars and other great additions to your ride that were not originally provided by the manufacturer.)
Safety Apparel Coverage
This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
Replacement Cost Loss Settlement
We provide Replacement cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000. This applies when you purchase a new motorcycle from an authorized dealer and insures it with us within 30 days. This coverage does not apply to custom or classic motorcycles.
Annual Policy
If there’s a beautiful sunny day, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your motorcycle even in the “off-season.”
Towing & Roadside Assistance
Includes Trip Interruption Coverage; We have experts that know how to take care of and tow your bike.
Trailer Coverage
Provides coverage for a specifically designed trailer to transport your motorcycle (valued up to $7,500).
Farmers offers the most innovative Boat insurance in the industry, with Marine Choice packages for any boater! You get the coverage you want at a price that fits, all in one package deal.
Marine Choice Saver Package
Perfect for the price-conscious boater who wants solid coverage at an affordable cost.
Marine Choice Plus Package
The most popular Boat insurance package for a reason! Includes unique features like Agreed Value Settlement, Diminishing Deductible, Hurricane Haul-Out, and more.
Marine Choice Elite Package
For those who want the most coverage to protect their boating lifestyle. We’ve taken the “Plus Package” and added Dinghy coverage, Boat Lift and Hoist coverage, Bahamas and Mexico navigation, Tournament Fee reimbursement, Loss Forgiveness, and much more!
Pontoon Package
A lower-cost option for pontoon owners that provides settlement on an Actual Cash Value basis. Pontoon Elite Package is also available for those who want to make sure they have the best coverage for their pontoon. This includes many of the same features in our Marine Choice Elite package. (the value of your pontoon, less any depreciation over time).
Classic Package
For older boats that need essential coverages at a great price. Classic Elite Package is also available for the proud, vintage boat owner. Built for anyone with a 26+ year old historic, collector or antique boat, who wants added coverage and benefits.
Performance Package
For boats that were built to go fast, but may not need extra coverages and features. Performance Elite Package is also available and provides added coverages like Boat Lift and Hoist coverage, Trip Interruption (coverage for lodging, meals, transportation, etc.), Bahamas navigation and more.
We’ve Got Your ATV Covered
Don’t let your adventures get cut short because you didn’t get ATV insurance coverage for your ride! Your homeowners or auto policy may not adequately cover your ORV. Lucky for you, we can help you choose the right Foremost policy for your ORV, so you can go out and enjoy the trail while someone else takes care of the paperwork!
Vehicles Covered
Snowmobiles, Dirt bikes, Dune buggies Golf carts, 3-wheel, 4-wheel and 6-wheel ATVs, And more!
Coverage
Year-round coverage, Safety apparel coverage, Towed trailer coverage, After-market parts and accessories, Transport trailer, Collision Coverage and Other than Collision Coverage, Increased limits on Liability
Optional Coverage
For extra protection out on the trail, and because not everyone’s circumstances are the same, we offer a variety of options like: Increased limits on liability, Optional Equipment Coverage including towable trailers or sleds made for use with an ATV or snowmobile, Coverage on transport trailers valued up to $7,500.
Discounts
Farmers offers a variety of discounts that can save you money on your insurance premium. And there’s no limit to the number of discounts you can receive if you qualify. With a Farmers policy, you may be eligible for the following discounts: Multi-unit discounts of up to 10%, Multi-policy discount, Renewal discount for maintaining continuous coverage, Safety course discount, Discount for prior Off-Road Vehicle insurance.
Specialized Motor Home Insurance Coverage.
Your RV is more than just an automobile and it needs more than standard car insurance.
Included Coverage
Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslide, hail, windstorm, animals, vandalism, low branches or overhangs, theft and lightning. Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.
Optional Coverage
Total Loss Replacement Coverage
Protects your motor home from the effects of depreciation. If your new-model motor home is destroyed within its first five years, we’ll pay to replace it with a brand new one of similar kind and quality – no matter what it costs. In years six through ten, we’ll give you up to what you paid for it originally toward the purchase of another motor home. This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value (ACV) of your motor home at the time it’s destroyed. ACV is the current value of your motor home.
Emergency Expense Coverage
Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
Campsite Vacation Liability Coverage
Provides liability coverage when you are parked and using your motor home as a residence.
Replacement Cost Coverage
Replacement Cost Coverage on personal belongings that are destroyed or stolen.
Towing & Roadside Assistance
TraveLine® Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your motor home is covered regardless of who is driving!
Full-Timer Coverage
Provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are using your motor home as a vehicle, a Farmers Full-Timer policy covers you when you are parked and using your rig as a residence.
Whether you’re just starting out with a brief trip, or a veteran full-timer taking all the amenities of home with you, you still want to know that you have comprehensive Travel Trailer insurance coverage in case something happens.
Included Coverage
Here are some of the travel trailer coverages we offer that aren’t included in a typical auto policy: Comprehensive Coverage for protection from just about any direct, sudden, and accidental loss, including: collision, fire, smoke, flood, landslide, hail, windstorm, animals, vandalism, low branches or overhangs, theft and lightning. Coverage for Attached Accessories, including awnings, satellite dishes and TV antennas.
Optional Coverage:
Total Loss Replacement
Protects your travel trailer from the effects of depreciation. If your new-model travel trailer is destroyed within its first five model years, we’ll pay to replace it with a brand new one of similar kind and quality – no matter what it costs.
Emergency Expense Coverage
Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
Campsite/Vacation Liability Coverage
Campsite/Vacation Liability Coverage when you are parked and using your travel trailer as a residence.
Replacement Cost Coverage
Replacement Cost Coverage on destroyed or stolen personal belongings.
Towing & Roadside Assistance
TraveLine® Towing and Roadside Assistance eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire changes, fuel delivery, and locksmith services are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What’s more, your travel trailer – and your tow vehicle – are covered, regardless of who is driving!
Full-Timer Coverage
Provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when you are on the road, a Farmers Full-Timer policy covers you when you are parked and using your rig as a residence, too.
Stationary Travel Trailer Program
Gives you extensive comprehensive and contents coverage if you use your travel trailer as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This program provides you with additional protection since your auto or homeowners policies may not extend coverage to a travel trailer.
Don't Be Shy!
If you’d like to discuss insurance for your favorite toy, feel free to drop us a line anytime.